- What It Is: The largest US retailer, with a membership program built to rival Amazon Prime
- Walmart+ Cost: $98 a year or $12.95 a month, currently $1 for the first 30 days
- Free Shipping: $35 minimum without membership, unlimited with Walmart+
- Returns: 90 days standard, 30 days on electronics, 14 on post-paid phones
- Best Perk: Peacock Premium included, plus fuel savings at 13,000+ stations
The Short Answer
Walmart is not really one business anymore. It is a grocery chain, a general retailer, a pharmacy, a fuel network, and a subscription service, all sharing a single app.
The question worth answering is not whether to shop there. Most people already do. It is whether Walmart+ earns its keep, and that comes down to how often you order delivery and whether you drive enough to use the fuel discount.
What Walmart+ Actually Includes

The membership runs $98 a year or $12.95 monthly, and Walmart has replaced its old 30-day free trial with a $1 trial for the first month. Here is what sits behind the paywall.
| Benefit | What It Covers |
|---|---|
| Free delivery | No order minimum, including same-day on eligible items |
| Peacock Premium | Included at no extra cost |
| Fuel savings | Up to 10c per gallon at 13,000+ Exxon, Mobil, Walmart and Murphy USA stations |
| Free returns from home | A courier collects, no store trip needed |
| Auto Care perks | Free tire repair and road hazard warranty at Walmart Auto Care Centers |
| Pharmacy delivery | Included for members |
| Early sale access | Members shop major events before everyone else |
Walmart+ Assist is the detail most people miss. Students verifying with a .edu email and anyone on qualifying government assistance pay $49 a year rather than $98, with identical benefits. That is roughly $4 a month.
The Returns Rules That Trip People Up

Ninety days covers most of what Walmart sells, which is generous. The exceptions are where people get caught.
| What You Bought | Return Window |
|---|---|
| Most items | 90 days |
| Electronics, TVs, computers, tablets, smartwatches | 30 days |
| Post-paid cell phones | 14 days |
| Gifts bought Oct 1 to Dec 31 with short windows | Clock starts Dec 26 |
There is a useful holiday exception. For items bought between October 1 and December 31 that normally carry a 14 or 30-day window, the return clock does not start until December 26. If you are buying electronics as gifts, that is the difference between a usable return and a dead one.
Where Walmart Genuinely Wins
Grocery pickup is the strongest part of the operation. Order in the app, park in a numbered bay, someone loads your car. No fee with a Walmart+ membership or on orders over the threshold without one.
The price on everyday essentials is hard to beat at scale, and the private-label ranges have improved enough that the gap against name brands has narrowed on a lot of shelf staples.
Fuel savings are underrated. Members save up to 10 cents a gallon at more than 13,000 Exxon, Mobil, Walmart, and Murphy USA stations. Fill a 15-gallon tank weekly and that alone recovers most of the monthly membership cost.
Where It Falls Short
The marketplace is the weak spot. A large share of what appears on walmart.com comes from third-party sellers, and quality, shipping speed, and return handling all vary by seller rather than by Walmart.
Check who is fulfilling an order before you buy something unfamiliar. Items sold and shipped by Walmart follow Walmart's policies. Marketplace items often do not.
In-store experience also varies more by location than most chains, which is what happens at this scale.
Who Should Get Walmart+

Worth it if you order delivery more than twice a month, you drive enough to use the fuel discount regularly, or you would watch Peacock anyway. Definitely worth it if you qualify for the $49 Assist rate.
Skip it if you shop in store almost exclusively, you rarely hit the $35 threshold anyway, or you already pay for Prime and would not use both.
Frequently Asked Questions
How much is Walmart+?
$98 a year or $12.95 a month. Walmart is currently running a $1 first-month trial in place of the old free trial.
Is there a discounted Walmart+ membership?
Yes. Walmart+ Assist gives students and people on qualifying government assistance the full membership for $49 a year. Students verify with a .edu email or student ID.
What is Walmart's return policy?
90 days on most items. Electronics drop to 30 days and post-paid cell phones to 14. Purchases made October 1 to December 31 with short windows do not start counting until December 26.
Do I need a membership for free shipping?
No. Orders of $35 or more ship free without a membership. Walmart+ removes the minimum entirely and adds same-day delivery.
Does Walmart+ include streaming?
Yes, Peacock Premium is included at no extra cost, which also covers live sports coverage.
Final Verdict
Walmart is unavoidable for most American households, and that is precisely why the membership question matters more than the retailer question.
Run the maths on your own habits. At $1 for the first month, testing it costs almost nothing, and if you qualify for the $49 Assist rate the decision is close to automatic. If you mostly shop in store and rarely order delivery, the free $35 shipping threshold already covers you.
